eCentive Account - How to Open an Account

Opening a new personal account online

Click on Open An Account and follow these four simple steps:

Step 1: Select the type of application you need (New Personal Account)

Step 2: Read and accept the Electronic Delivery Disclosure Notice

Step 3: Read and accept the Account Terms and Conditions

Step 4: Proceed to your application

Information Needed To Apply:

Legal Name
Social Security Number
U.S. Address—Street, City, State, Zip
Mailing Address (if different than above)
Previous Address (if you've been at current address less than one year)
Email Address
Home Phone
State Issued Driver's License or Photo ID Number, Issuing State and Expiration Date
Date of Birth
Beneficiary Information (if applicable)

Converting an existing Heritage Bank checking account online

Click on Open An Account and follow these simple steps:

Step 1: Select the type of application you need (Convert an Existing Heritage Bank Checking Account). This will take you to the Online Banking login screen.

Step 2: Login to your accounts and click on the Change Request button

Step 3: Complete the short account conversion form

Information needed to convert to an eCentive account:

Current Heritage Bank checking account number
Current Heritage Bank Visa Check Card number