Refinance Your Home

Should you refinance?

When is the right time to refinance your home? Will a drop in your interest rate be more beneficial to you over time vs. the closing costs associated with your new mortgage? How much equity have you built up in your home? Are you looking to consolidate debt by refinancing your home, and is it the right choice?

These are all questions Heritage Bank can help you determine. Check what interest rate you're paying on your existing loan, as well as your monthly payment, then give us a call to discuss refinancing options in more detail. 

MakingHomeAffordable.gov

The Obama Administration’s Making Home Affordable Program includes opportunities to modify or refinance your mortgage to make your monthly payments more affordable. It also includes the Home Affordable Foreclosure Alternatives Program for homeowners who are interested in a short sale or deed-in-lieu of foreclosure.

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