Ready Reserve Line of Credit

Ready Reserve Line of Credit protects your checking account from overdrafts and simplifies small, short term loans.

Features

  • $30 annual fee*
  • Interest rate and APR 18%
  • Unsecured - no collateral
  • Saves overdraft charges and the embarrassment of returned checks
  • Automatically deposits money into your checking account in $100 increments when overdrawn or when balance falls below minimum required

Automatic Payment Plan

  • Automatic payment from checking account based on outstanding balance
  • Choose the date when your payment is deducted from your account
  • Monthly payment will be $25 for each $500 outstanding
Outstanding balance  Monthly payment
under $500 $25.00
$500 - $1,000 $50.00
$1,000.01 - $1,500 $75.00
$1,500.01 - $2,000 $100.00

 

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