Pre-Application Checklist

Items needed for all application types:

  • Social Security numbers and birth dates of all borrowers
  • 24 month personal residence history
  • 24 month employment history including name, address and phone number of employers
  • Copies of pay stubs for last 60 days
  • Copies of W-2 forms for last 2 years
  • Bank statements and/or quarterly investment statements for the most recent 3 months
  • Any other additional income you wish to include on your application (i.e., child support or alimony)
  • Homeowner's insurance information

Miscellaneous items if applicable:

  • Pension and Social Security award letter
  • Divorce Decree
  • Tax returns for rental or investment income
  • Bankruptcy papers – all pages including filing and discharge
  • Landlord contact information including name, address and phone number


  • Address of the property you are purchasing
  • Purchase Agreement, Addendum and Disclosure signed by both seller and buyer


  • Address of the property you are refinancing
  • How home currently titled


  • Copies of tax returns (personal and business) for last 2 years
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