Online Banking Cutoff Times

The Online Banking business day* cutoff times are as follows:

  • Online transfers between Heritage Bank accounts: 6:00pm
  • Online payments to Heritage Bank loans: 6:00pm
  • Online transfers to/from external bank accounts
    • Standard transfers: 11:59pm
    • Next Day Transfers: 6:59pm
  • Mobile Deposit Capture: 4:30 pm
  • Business Online Banking payroll file/ACH file uploads: 3:00pm
  • Business Online Banking remote deposit: 4:30pm
  • Wire transfers when submitted through Business Online Banking: 4:00pm 

*Business days are Monday - Friday except Federal holidays. All times listed are Central Standard Time (CST).

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