Online Banking Cutoff Times
The Online Banking business day* cutoff times are as follows:
- Online transfers between Heritage Bank accounts: 6:00pm
- Online payments to Heritage Bank loans: 6:00pm
- Online transfers to/from external bank accounts
- Standard transfers: 11:59pm
- Next Day Transfers: 6:59pm
- Mobile Deposit Capture: 4:30 pm
- Business Online Banking payroll file/ACH file uploads: 3:00pm
- Business Online Banking remote deposit: 4:30pm
- Wire transfers when submitted through Business Online Banking: 4:00pm
*Business days are Monday - Friday except Federal holidays. All times listed are Central Standard Time (CST).
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