Savings Accounts & CDs

  • Heritage Direct Savings - All-electronic account that you manage online. $1,000 minimum to open account.
  • Flex Gold Savings - High-yielding interest of a CD with the withdrawal flexibility of a savings account. $1,000 minimum to open account.
  • Universal Savings - Earn interest on balances of $.01 or greater. Ideal for building your savings.
  • Health Savings Account - Interest bearing account designed to help eligible individuals save for current and future qualified medical expenses.
  • Certificates of Deposit - From 3 months to 5 years, higher yields for longer terms.
eCentive Account - Earn high interest and monthly refunds on your ATM fees whenever you meet the three easy qualifications!

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Looking for a way to keep large deposits insured?

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