Merchant Credit Card

With a United Bank Card credit card account, your business can easily accept credit card and debit card payments, all with the benefit of Heritage Bank's personal attention to your business needs.


  • Increase sales
  • Accept VISA, Mastercard, American Express and Discover payments
  • 0% discount rate on debit card transactions (when using PIN based equipment)
  • Competitive discount rates
  • Electronic or paper processing
  • ARU (Auto Response Unit) - enter card information on a touch tone phone
  • E-commerce capabilities

Need help with your Merchant Account?

Call United Bank Card at

Need help with SpotPay™?

Call 1-866-849-5965
(available 24 hours a day)

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