Business Checking Accounts

At Heritage Bank we understand that every business has special needs. Perhaps your business is growing and doesn't have a lot of activity. Or, perhaps you have several accounts and need them to work together. Whatever your needs, we have a checking account for you.

Account
Name
Good For Minimum
Balance
Monthly
Fee
Paper
Items
Electronic
Items
Earnings
Credit
Low Activity
Checking
Non-profits, clubs, sole proprietors None None Checks (debits)
& Deposited checks:
First 75 free; then $.50/each
Free None
Small Business
Checking
Businesses with moderate activity levels None $10.00* Checks (debits):
First 35 free: then $.20/each
Deposited checks:
First 75 free; then $.20/each
Free 91 Day
T-Bill**
Commercial
Checking
Businesses with high activity levels None $15.00* Checks (debits): $.17/each
Deposits (credits): $.17/each
Deposited checks: $.09/each
Free 91 Day
T-Bill**

 

Not sure which account is best for you? Stop in and visit one of our Customer Service Representatives (CSRs). They'll help you analyze your business activity and show you an account plan that will maximize your business portfolio with Heritage Bank.

* Non-profit organizations with 501(c)(3) status do not pay the monthly fee on two checking accounts. In addition, Heritage Bank will apply a $50 credit each month toward the analysis charges. This credit is available on a per-business basis.

**Monthly earnings credit is based on the average available balance. This earnings credit helps to reduce or pay-in-full the monthly maintenance and item charges. Any excess can be carried over each month (throughout the calendar year) or paid as interest monthly.