Machinery Loans

Heritage Bank offers equipment loans for all areas of farming, including livestock equipment. Loans are generally made on a variable basis, but fixed-rate loans are available. Loans are made on a five- to seven-year term with a collateral value ratio of 65%.

  • Conventional Loan
  • FSA Guaranteed Loan for qualified borrowers

    Heritage Bank can secure equipment loans up to $1,214,000 through the
    Farm Service Agency (FSA) Guaranteed program for producers who qualify

 

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